Understanding the basic banking and financial terms in Hindi can be incredibly useful, especially for those planning to travel, live, or do business in India. Here are some essential terms that will help you navigate through banking and financial conversations in Hindi.
बैंक (Bank)
A bank is a financial institution licensed to receive deposits and make loans.
मुझे बैंक जाना है क्योंकि मुझे कुछ लेनदेन करने हैं।
खाता (Khata)
This means account, typically referring to a bank account.
क्या आपने अपना बैंक खाता खोल लिया है?
बचत खाता (Bachat Khata)
Savings account, a deposit account held at a bank that provides principal security and a modest interest rate.
मेरा बचत खाता इसी बैंक में है।
चालू खाता (Chalu Khata)
Current account, used for business purposes with high number of transactions.
हमारी कंपनी का चालू खाता इस बैंक में है।
ऋण (Rin)
Loan, money borrowed from the bank which needs to be repaid with interest.
मुझे अपने व्यापार के लिए बैंक से ऋण चाहिए।
ब्याज दर (Byaj Dar)
Interest rate, the amount charged by a lender to a borrower for the use of assets.
ब्याज दर अभी क्या है?
जमा (Jama)
Deposit, a sum of money placed in a bank account.
मैंने अपने खाते में कुछ पैसे जमा किए हैं।
निकासी (Nikasi)
Withdrawal, the act of taking money out from your bank account.
मुझे अपने खाते से कुछ पैसे निकासी करनी है।
चेक (Cheque)
A document that orders a bank to pay a specific amount of money from a person’s account to another individual or company’s account.
मैंने आपको चेक से भुगतान किया है।
बैंक शाखा (Bank Shakha)
Bank branch, a subsidiary part of a bank which offers all banking functions.
इस बैंक शाखा में सभी सुविधाएँ उपलब्ध हैं।
एटीएम (ATM)
Automated Teller Machine, a machine that dispenses cash and performs other banking services when an account holder inserts a bank card.
एटीएम मशीन इस समय काम नहीं कर रही है।
विनिमय दर (Vinimay Dar)
Exchange rate, the rate at which one currency will be exchanged for another.
आज डॉलर की विनिमय दर क्या है?
साख (Saakh)
Credit, the ability of a customer to obtain goods or services before payment.
मेरी बैंक में अच्छी साख है।
वित्तीय वर्ष (Vittiya Varsh)
Fiscal year, a period used for calculating annual financial statements in businesses and other organizations.
इस वित्तीय वर्ष में हमारी कंपनी का प्रदर्शन बेहतर रहा।
निवेश (Nivesh)
Investment, the action or process of investing money for profit.
मैंने शेयर बाजार में निवेश किया है।
लेखा (Lekha)
Accounting, the process of recording financial transactions pertaining to a business.
हमें अपने लेखा विवरण को अद्यतन करना होगा।
बैलेंस शीट (Balance Sheet)
A financial statement that reports a company’s assets, liabilities, and shareholder equity at a specific point in time.
बैलेंस शीट तैयार करने की तारीख नजदीक आ रही है।
Understanding these terms not only helps in daily banking activities but also in comprehending financial news and economic affairs in India. Whether you’re a tourist, expatriate, or businessperson, these terms will enrich your understanding and ability to communicate in the financial landscape of India.
